Before year 2012 starts, one thing on my mind was to settle my debts. My plan was to pay them on the first quarter of this year. Next week, I will pay all my outstanding balance in one of my credit cards in the Philippines. And that would somehow ease my financial burden hehehe…I want to be debt free! My sister will take care of the other one since she’s the one who used that and the other one of course is my brother’s responsibility. I will let them handle it.




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